How Delay in Land Registration Costed Rs 50 lacs to Vivek – Real Life Experience

I want to share a real-life incident. One of my friend Vivek told me how he lost Rs 50 lacs worth of Land in one shot because his grandfather made a mistake of not doing land registration on time and kept delaying it for so long, that it was finally too late. It was just […]


Wife gets 50% share in husband’s property after divorce – India Law

Do you love your wife? You better do! There were few changes proposed weeks back in the marriage laws in India, which everybody should be aware about. A bill called “Marriage Law’s (Amendment) Bill 2010” was passed by the cabinet, which is pending for discussion in Rajya Sabha and some major changes in the women’s […]


6 type of Portfolio Diversification – Meaning & Strategies

A lot of people with high net worth still do not understand Portfolio Diversification. They made good money, their investments have zoomed over the years and they feel that they have understood the mantra for growing wealth. However, an important parameter to look at is “Diversification”. How much diversified you are in your overall financial […]


Shocking ! – Job Rejection due to Bad CIBIL Report

Your credit score is going to affect your Employment. You can face job rejection due to it! Yes – that’s happening already. A lot of companies especially Finance and Software Companies have started asking candidates to present their CIBIL report and score (or any other credit report) at the time of the interview and it […]


Results of Personal Finance Quiz – with answers

I took a personal finance quiz last week, in which close to 1,000 people participated. It was amazing to see the participation and the way you guys took the survey. I am now publishing all the questions with correct answers and the explanation for the answers , along with some observations (results and how different […]


EPF e-Passbook – Check Employee Provident Fund Balance Online

Good news for EPF account holders. Now you can check your Employee provident fund balance online using the new e-passbook service by EPFO website. EPFO has introduced a new concept called “EPF Account Passbook”, which will allow EPF Account holders to download their EPF Balance passbook at any time they want, which means you can […]


Personal Finance Quiz to test your Knowledge – 10 questions

How much do you understand personal finance? You must be reading this blog from last many months or years, now let’s see how much you know. We have designed this short 10 question personal finance quiz to see your knowledge. Just answer these 10 questions and pick and answer from the drop-down. I will post […]


Charity Week – Break your Attachment with Money

We are all living in a world where we are conditioned and functioned to GET than to GIVE. Since childhood, I have been trained to focus more on getting than on giving. Getting good grades, getting admission in a good college, getting good placements, getting awards and getting good salary packages. We had some realization […]


How to calculate monthly average balance ?

Do you understand what is the meaning of Minimum Monthly Average Balance in your saving account? When you say “Monthly Average Balance of your saving bank account is Rs.10,000”, what does it mean exactly? A lot of people feel that their balance in saving bank account should not go below Rs.10,000 on any given day, […]


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