10 benefits of being an “employee” vs an entrepreneur

POSTED BY Jagoinvestor ON November 20, 2020 COMMENTS (60)

This is a long, but intense and immensely high-value article. So please read it fully!

Today I want to talk about some of the advantages of “doing a job”, rather than running a business or being an entrepreneur.

If you are someone who thinks that having your own business is “always” better than “doing a job”, I want to break your myth and point out several things which people don’t appreciate about doing a job.

There are lots of articles, videos, and podcasts about “leaving your job to pursue passion” and in almost all of them, a “job” is projected as some kind of modern slavery. It projects “doing the job” as working for someone else success and giving your life for others’ benefit.

I think it’s a gross over-exaggeration and while the job has its own limitations and issues, being your own boss has its own share of very big problems. I have also seen many salaried people complaining about their life, work culture, pay limitation, lack of opportunities, and their declaration about how they want to leave their jobs one day and achieve nirvana and ultimate success and get out of the rat race.

Business vs Job

Before I tell you some good things about being in a JOB. Let me first share the bright side of “business”

When you do some business or try a startup – you surely become your own boss, you feel more in control of your career path and there is huge huge income potential.

However only when you “become your own boss”, you start missing many things which you get in a job. Only then you are able to appreciate those subtle benefits of a job, which you never realized while being in the job. Today I want to talk about those good things about being in a job that is often not appreciated or realized.

So I am going to talk about 3 primary and major benefits and 7 secondary benefits which not major, but matters a lot.

Lets Start

#1 – Less Headache

When you are in a job, your work is very focused as you are accountable for one single thing. You don’t need to take the headache of other departments and other small things. The way you operate is simple and you can blame others for anything which is not your core-domain.

This means that you have less headache and you can be very productive and focused on your work as you are clear of what is expected out of you. I used to love my job in Yahoo years back when I had very defined tasks in hand and my to-do list was clear and precise.

Compare this to your own business!

For the initial few years, it’s nothing less than a horror movie.

While you are the “BOSS”, you are also a peon.

You are the person who does salaries, buys office furniture, pays electricity bill, works on the website, open the bank account, talk to customers, talk to vendors, run around to deal with CA, get GST calculations done, do hiring, do training and tons of other small and big things!

If you feel that this is doing to happen for just a few months of starting the business. It’s not true. Businesses take anywhere from 5-15 yrs of establishing. There are many people who are having a small company now with few team members, but there are tons of things on their plate which they need to handle and with the changing landscape of business, competition, regulator, customer experience, and business cycles, its a never-ending circus for many entrepreneurs.

Sometimes you start wondering why you are doing everything OTHER than the main task.

When you are in a job, there are lots of invisible systems that are around you and speed up your work. You become a HERO in your company, mainly because you had a lot of focus and time to excel in what is your core job. The invisible support system around you helps you in that.

So in a job, even if you feel there are lots of headaches, it’s often at a minuscule level compared to your own business. So if you are someone who doesn’t want to do be lost in too many things and doesn’t like to handle multiple things in hand, a job is a wonderful place to be in.

The job comes with fewer headaches

#2 – Clear Separation of Work-life and Personal Life

When I had started working 13 yrs back in Yahoo, Bangalore, I remember Friday evenings.

It used to give a feeling that I am starting a new life altogether – The “Weekend Life”

For the next 48 hrs, I was detached from my work life and there was nothing on my mind. It was not my headache what is going to my company. That conversation started only on Monday morning.

Unless you are at a very top position or at some senior level, there is a very very clear separation of work life and personal life.

This becomes very tough when you start your own business. No matter what you do, there will be some thoughts of business that will crop up in your mind. This is simply because now you are not working for someone else. You are working for yourself. Your company is part of you.

Sadique Neelgund who started his entrepreneur journey with networkfp.com 10 yrs back shares his comment on this point.

As an Employee, one of the biggest benefit I enjoyed was fixed work hours – 8 hours per day – 5 days a week. Forget about work and boss, enjoy life with friends and family after work and on weekends. Tomorrow, take it as it comes. Resign and move forward if things don’t work out.

As an Entrepreneur, it’s actually work right from the time you wake up to the time you go sleep. Once you become an entrepreneur, your mind is always thinking what next; sometimes for growth and other times for survival. It’s strange many of us want to become an entrepreneur because we want freedom of time. Although we can take leave whenever we want, go to office late etc… But that really does not translate into freedom from thinking about work & business.

According to me, freedom of time in real sense is much higher as an employee than as an entrepreneur.

One of my friends was sharing about his relative who has started a restaurant business in Dehradun. Because he is the “chef” himself, the weekends are non-existent for him now. His business is such that the shop has to be opened almost every day.

Either he has to wait for his business to become much bigger when he can hire a staff who is as good as him or wait for some extreme situations or get SICK in order to enjoy a day off.

Also, some businesses are seasonal and their peak business happens in the holiday season. So be ready to forget holidays or full off time during the holiday season. This depends on business to business also. Imagine that you start a business which is related to “Gift items”. In that case, you will be super busy in all holidays. For you Diwali, Holi, New Year and this kind of time do not mean holidays, but double shifts!

So if work-life balance matters too much for you, a job is a wonderful place. 

Note that while you sacrifice the work life balance in the start of your business. Once its established and things are in place, you enjoy a great amount of work life balance. Then you can be very flexible in your office timings, you can take off whenever you feel like and work on days as it suits. It gives a lot of flexibility to you.

#3 – Steady and Stable Income

One of the things many salaried employees do not appreciate well enough is the steady and stable income that comes with a job. Each month, you know how much you will make by the end of the month. You know that till you have your job, your income is assured and it will come without fail.

The business risk which your company takes or any short-term problems which happen with the company do not impact your paycheck. This also means that you can plan your life in a more clear way. You know much EMI you can handle, you know how much expenses you can do, etc etc.

However, in business, it’s a roller coaster ride. It’s like an equity mutual fund chart, where you know deep down that while in long run, you will do well and things will be in place, in the short term you have to face a lot of volatility. A good month/year does not mean that the next month/year is also guaranteed.

Business uncertainties sometimes can be very painful and can put you in a situation where you start wondering why the hell you are into business. This is more true in the businesses where you also have to deploy too much investment and the income stream is very volatile.

If someone is leaving the job to start a business, this aspect can be very shocking to experience especially if you have debt and you are paying the EMI.

Checkout out more on this, in this video by Ankur Warikoo, the cofounder of nearbuy who shares his real-life experience on this matter

No doubt that over the long run, the business can give you an amazing payoff. Your income from business can be huge and you will forget all the initial painful years, however this an important point to consider.

I asked Amit Singh, an entrepreneur who runs a WordPress design and development Agency since 2009 to share his comments, and here is what he says.

To me, there are two good things about the job
1. Assurity Cashflow, that is as long as you have a job, your salary is guaranteed. This allows people to plan and focus on the work at hand. Another major advantage of this is that you get to take loans from banks easily for big-ticket items like Home or Car.
2. Time for hobbies, while this may not always be true but while I was working I used to regularly write blogs to share my learning, and build interesting side projects for myself just for fun.

If you are someone who needs a very predictable income, the job will give you that.

#4 – Flexibility to move on and easy withdrawal

If you are not happy with your job and can’t stand the stress, it’s comparatively easier to move on to some other company, role, or location.

In the end, you are not married to the company you work for. You can take the decision to move on to something else because at the end of the day you are a resource. The way you are replaceable by the company, even the company is replaceable by you.

You need to start the job hunt, plan out things, pack your bags, and move on. I am not saying that it’s a cake-walk, but there is a good level of flexibility on this front.

However, when you start your entrepreneurial journey, there is a good amount of financial & emotional involvement from your end for your venture. You give you time, effort, mind, soul. It’s like raising a baby. You can’t just leave it in between and move on.

If things start going wrong or if you face challenges, you get to fix it and stay in the mess. You cant back out so easily. I don’t want to sound as if I am trying to say that job-switching does not have its own challenges. It surely does! , but in comparison, there is a huge advantage in the job.

So if you are someone who enjoys this “weak attachment” and appreciate the flexibility to move on to something easier, the job is for you!

But let me also point the bad thing here. Even if you are working well, doing decent – there is always a risk to get fired from your company for various reasons. In the end, it’s not YOURS.

That thing never happens in a business. Jaise Bhi ho, Apna hai!

employee vs entrepreneur

#5 – Social Standing & Recognition

“Hi – I am AVP of XYZ corporation” draws much more attention in social circle, than a “Co-founder of an ABC Struggling startup”.

If you are holding a key position in some big company, people want to talk to you, be friends with you and invite you for various events. You are also recognized on social media and getting this attention often pampers you and acts as a motivation for you.

You get your identity due to your designation/brand. Also if you are handling a key position or managing a big team, you also get a chance to experience giving orders to others and command things. You handle people

In business, this social recognition will come very late or may not come every. When you leave your big position in a company and do a startup on your own, it’s like from a happy, glossy Karan Johar movie, you are in a dark, realistic Anurag Kashyap movie

Let me give one more shot at it!

From Varun Dhawan of Humpty Sharma Ki Dulhania, you suddenly become Manoj Bajpayee of Gangs of Wasseypur.

Here what Mahavir Chopra who recently started beshak.org after leaving his job at a very big company shares with us

Entrepreneurship is an extreme sport. It’s a mental shift. It’s a rollercoaster journey of finding yourself that is not for the faint-hearted. When you take up an entrepreneurial journey, you are changing who you are.

You are no more the senior guy working in that successful company, who called the shots in the system and things worked. You are unarmed, you are vulnerable, you are naked in front of the world. From you representing a large company, a tiny company now represents you.

The romanticization, glorification of an entrepreneur shown in movies, shouldn’t be the reason you want to become an entrepreneur – that way all of us should become gangsters or serial killers :D. You should become an entrepreneur if you are ready to unlearn, rebuild your self while building an organization that generates value from scratch – when you are ready to test your strengths in the real world, you are ready to face your weaknesses.

If this social standing or commanding position is something you enjoy a lot, the job will be a perfect place for you.

#6 – Move up the ladder and access certain kind of roles/work

When you are in a job, you mostly move ahead and up the ladder.

If you are extremely skilled in something and your domain knowledge is incredible. Then as you move up the ladder, you can get a chance to lead a big team in your area of expertise.

If you feel saturated in a particular domain, you can think of trying out another domain in the same company or the same domain in another company once you switch the job. You mostly experience “progress” in your career when you are in a job.

Also in Job, you can use someone else success and hard work to lead a role that you want. You can let the business uncertainties be handled by someone else and dedicate yourself to learn a new skill of your liking (obviously it has to be related to your work).

For example, let’s say you are a good software programmer and have designed great front end websites. Now if someone doing a new startup, and you want to give a shot at leading the planning and creating of the front end of the startup. You can join the startup and fully focus on that new thing you to add to your resume. You can let the business owner worry about the funding, company future, salaries, and other things.

However, when you start your own business, you often start from scratch the rebuild things. You first do down, then move up which is quite volatile.

Let me explain with few more examples (ahh.. its not an easy thing to explain)

If I want to explore “teaching” a bunch of students. It’s almost impossible to do if I open my own school. I will then be running around for things like hiring teachers, renting or buying land, construction work, managing staff, design of curriculum, making a marketing plan for the school, and whatnot. I can’t be a teacher then.

If you want to lead a team of 20-50 people. Then if you are an expert in your field, then there is a possibility that within a few years you can move to another job where there is an opportunity to lead a big team.

If you think of starting the business, you have to first deal with a lot of petty tasks before you can do that years and years later. You will mostly be busy with so many things that you will hire someone else to lead the team at the end of the day!

I hope you are getting what I am trying to say. In a job, there a nice chance of incrementally become bigger because of other efforts and setup.

Here is what my friend Ameya Dhani says, who worked for more than 15 yrs and now started his own business as an Industrial solution provider

When I was engineering student, I always fascinated about corporate culture and dreamt of working with MNC. I was fortunate to have my dream come true and had chance to serve in Corporate offices of MNCs at various levels in my job tenure.

Working in a company will give u readymade identity at the professional & social world. You will have the knowledge required for completing your assigned task and if required, company will upgrade/polish it through their internal team or consultants. This will help you to learn new skills to master the task.

As every employee is responsible for the task assigned to him, this reduces the burden which helps in having a better work-life balance. At MNCs, at younger age you can sometimes visit new countries, meet new people and gain better knowledge of world. Also with job, its possible to have a better lifestyle at younger age. Timely salary and perks are icing on cake.

#7 – S0cial Life & Atmosphere

If you are doing a job, it’s almost a given fact that you have some office friends, a happening office atmosphere, birthday parties of friends, monthly/quarterly eat-outs, and yearly outings once in a while (obviously not in this corona phase)

You are part of a buzzing environment and there are people all around you. Even though you spend the highest time at your desk, you don’t feel lonely. I remember every day in the office we friends used to meet in the cafeteria and engage in silly chit chats while gulping that juice and sandwich. I remember my office friends, colleagues, and the whole ecosystem which used to give me a nice feeling.

Welcome to Entrepreneurship, which is often a lonely world!

You start working out of home, or some shared office or a tiny office which is nowhere close to that swanky office, and on top of it, you are paying the rent. You miss that big-office culture and often that can be tough to handle if you are too used to that kind of life.

A lot of people do not think about this small aspect, but for some people, it can matter a lot.

It takes time to reclaim that level of social life in your own business unless obviously you are starting your business with funding money and get a big team and office from 1st year itself.

#8 – Corporate Perks

When you are in a job, you also get tons of perks

Apart from various small perks, I want to first talk about two major benefits which are health insurance and EPF

One of the biggest perks, when you work in a job, can be the free group health insurance which covers you and your parents from day 1 for all kinds of illnesses. You know how big a perk this is if you are not getting health insurance for your parents or yourself when applying separately.

Another big perk is the automatic investments which happen in form of EPF. For most of the employees, a forced EPF deduction is nothing less than a big boon. At least this way they have some investments happening every month and over years, it compounds to a very big amount.

Let’s see what my long time friend Animesh Gautam who started his own business around 2 yrs back (after 13 yrs in the job) says

For me the most important think I relished about the Job was the PF contribution that were made compulsorily, it helped me at finally arriving at the decision of quitting my job, as the contributions in PF after 13 yrs of work were considerable enough to give me some financial stability and I was then able to take calls independent of financial constraints.

Then there are many small perks and advantages like

  • Free/Discounted food
  • An unlimited doze of free tea/coffee/cookies.
  • Creche
  • Free office cabs
  • Free Life Insurance
  • Corporate tie-ups with restaurants and brands
  • Gym Memberships
  • Tie up to get easy credit cards
  • Tie-ups with various loan providers

Being in the job, people really never appreciate how fast they get a loan by just giving their form 16 and ITR for last 3 yrs for any kind of loan (for business people its a headache to prove that they can repay the loan, we have to give our company balance sheets, income computation with CA attestation and what not!)

In short, there is a good amount of pampering happening which often you don’t realize.

One of my friends who works in the IT sector also mentioned that she is missing the super comfortable office chair in this WFH period. She never realized it, but only now.

I don’t know how true it is, but my Delhi friend said that many people in the North also love the fact that their offices are fully AC which they miss when they are back home (if they don’t have AC at home)

When you start your own business, you often start from a lower base with all these benefits and amenities gone. But once you are established with a nice office and staff to take care of things, you get some of it (still not FREE)

#9 – Set back due to mistakes or external factors is lower

In a job, the impact on you, because making a mistake is much lesser compared to a business.

Any mistake on your end will mean a direct loss to your company and an indirect or a delayed loss to you. It’s not that your next paycheck is at stake.

Even when there is some big mess up from your end, the maximum you can lose is the job, but you still have your skills and years of experience with you. Even when you are too stressed due to some office issue or a mistake done by you, you have an option to leave the job and move to some other company and feel guilty for some limited period. The case is closed for you.

Compare this to your own business, where you have to deal with the mistake and fix it. You cant leave it!. Also, the direct impact is on you.

#10 – No financial Investment

Finally, a very small benefit of a job is that you can do a job without incurring any financial investment. You just need the skill and that’s all.  The best example of this is the restaurant business.

Imagine someone took up the job of a restaurant manager in a new upcoming restaurant.

Due to the corona pandemic, the setback for the restaurant manager is only his job. But for the restaurant owner, it may be a loss of huge capital.

So a job gives you an opportunity to earn money without any financial investment.

But if you want to do business, you should be ready to invest money in most of the cases

Apart from the 10 points I mentioned above, I also want to talk about a few more things .. Let’s see those

Am I glorifying Jobs?

When I finished writing this article, I felt as if I am glorifying jobs and giving an impression that one should not attempt doing business and always be in jobs as they are so great. However, I am just trying to put a point that you should love and respect your jobs a lot as they are amazing in certain aspects.

People in jobs will surely have a limited upside on their salaries (apart from exceptions) compared to a business person. Almost all the rich people in India are business owners and not a salaried class. However, there is no written rule that everyone should aim to become a billionaire. You can lead a happy and content life even being a salaried person and that’s absolutely fine.

Businesses even though have their own limitation score on many points which is not the agenda of this article and I am not going into it for now.

“Entrepreneurship is always better than just a job”

This is surely not true.

When we hear about entrepreneur stories, we often hear about the big success stories which are worth billions. We will hear about Bansals who used to be in a normal job in Amazon and who are now worth billions of dollars. But we will not hear about other folks who also used to work for amazon and left their jobs to start businesses which never took off and they had to return back to jobs and no one knows their stories.

No doubt that entrepreneurship has the potential for a very big payoff if things go in the right direction. But it’s not for everyone and should not be attempted just for the sake of trying.

There are tons of struggles in starting your own work and most people fail at it. Also, small successes are often not celebrated enough. You will not hear about the guy who left his job to build a 4 cr company and a team of 8 people after 12 yrs of hard work. You will not hear about the 2 partners who are making 5 lacs a month each after going through the hardships. These all stories are not “success” as per the startup world even though 99.9% of people end with exactly that kind of results.

In the end, it’s a decision between what you want to be – a “Small-time entrepreneur” or a “Big-time employee!”

You can be an “entrepreneur” while being in a job

Think of it like this.

An entrepreneur exists only because of the people who do the job. No entrepreneur wants to work in isolation.

He wants to have a salaried team that will help him grow his work. Salaried people are the backbone of any company. What you need is the mindset of entrepreneurship to make tons of money and command lots of respect.

Do your work as if you are the owner. Think from a business angle and contribute. You will become a valuable part of the organization and your compensation will also grow and be linked with the business.

Aditya Puri of HDFC bank was an employee, but his attitude was of an “Entrepreneur”. He retired with 800 crores worth of company stocks.

Sundar Pichai is also a salaried employee of Google. But he acts and thinks like an “Entrepreneur”. Last year, Pichai was granted a $240 million stock package on top of a $2 million annual salary.

If you create value and work with a giving attitude, then you automatically become an “Entrepreneur”, you don’t always have to start your own business.

I hate my job, so I want to start my own business

“I hate my job” is the worst reason to start your own business.

Most of the people who succeed in their “business” are those who were quite happy in their jobs.

They didn’t leave the jobs because they hated it. They left it for a bigger reason. Maybe they wanted to be in a commanding position, maybe they wanted to experience the tough path, maybe they want to execute an idea which they were not able to do in the job. Maybe they wanted more flexibility in their life which job was not providing them. Maybe they wanted to earn a lot of money, which they didn’t see happening in their job.

If you don’t like your job or are unhappy. Check out what is the reason is and then fix that.

  • Maybe it’s your boss
  • Maybe its the company environment
  • Maybe it’s your salary
  • Maybe it’s the lack of freedom.

Fix that.

Leaving the job is not a solution.

Don’t devalue the money you earn for the sake of “passion”

Pursuing a passion is highly overrated and full of fizz.

Most of the people who seem to be following their passion are just lucky people who started something and it clicked and they don’t hate it now. It was not a planned path they took.

Often, the stories of “he/she left his job to pursue his dream” don’t look at life realities and the importance of money in life.

You cant pursue your passion with worries of paying the next rent and thinking from where your kid’s fees will come next year. If you have studied well and got your hands on a well paying job, do value it and the money you make from it.

There is no problem is pursuing your passion, but do it with some good planning and once you are financially stable. Else things can go in the wrong direction.

I once came across an NRI who wanted to come back to India to pursue teaching. He had a decent networth. I asked him if he can stretch a bit more and work for 5 more years? He said YES.

I asked him to do that and delay his entrepreneur stint a bit late. That way he would be around 1.5 crores richer because he was able to save close to 3 lacs a month while in the job. I asked him to not devalue that.

Ramit Sethi talks about this in his article “Follow Your Passion” is bad advice

Job or Business – Both are Great!

I want to end this article with this point that even though I tried to share many benefits of a job in this article. I definitely don’t want to portray that the business world is bad or should not be pursued. All that I have said above is keeping in mind a larger population. There are times in life where all the logic does not work and doing what your mind tells you is the right thing to do.

A job even though has many benefits often puts you in your comfort zone and you are not able to explore your full potential. But anyway, I just wanted to make sure that people love their jobs and respect what it provides them.

We often don’t appreciate what we have in hand and just feel that we are missing out on something which others have.

I hope you will start seeing your job with a new perspective and become more valuable going forward.

60 replies on this article “10 benefits of being an “employee” vs an entrepreneur”

  1. Shubham Neupane says:

    Definitely cannot argue with any points you have made here but you know there’s two sides on a coin. You have to share both. Id love to read your article on Why having a business is a better option than having a 9-5 job. One thing we should note here is that: Do you want to be a salary receiver or a salary giver? Surely, there’s a lot of responsibilities, duties, risks, and all but you also have to see what comes after that, and not just on monetary value. I hope it made sense.

    1. Jagoinvestor says:

      Yes, that makes sense.. each thing comes with its package of pros and cons.. this article was just focused on pointing out the good part only for now as on social media and many other platforms they will job look like a bad thing and count all the bad part only.. The truth is that millions of people are not made for entrepreunership and they will be salaried only

  2. negi says:

    The topic is very relevent and i fully agree with you. Most of the successful entrepreneurs were sometime or other have been employees !! Without an experience you just cant start a business, either life situations give you experience and come up with soloution that becomes a business or you learn how to do business by first doing a job and gaining experience. Thats my thought

  3. Luvv Aggarwal says:

    Should one start entrepreneurship if he thaught that his idea can do great in life of other people but competition is with big companies and he is really connected with his dream.
    And person also have a well paying job.
    Can he just start working on his dreams in free time and when it’s completed take suggestions from seniors or other persons regarding the product?

    1. Jagoinvestor says:

      Yes why not.. its a good way of pursuing it!

  4. Hari says:

    Some fun question to ask JagoInvester! How about being an employee at the office and an entrepreneur virtually?

    1. Jagoinvestor says:

      I think its a wonderful idea.. one can surely start some online thing and become a starter!

  5. Yes Definitely becoming and working as an employer is enjoyable and stress-free as most of the task are done by Employees and Employer just review them. One should focus on building on their own business

    1. Jagoinvestor says:

      Its a myth. Grass is always on greener side.

      As an employer you are stress-free for many things, but you are not stress-free as a whole. There are many other challenges!


  6. I do abhor my work and I do in any case keep doing it as I am a normal individual with average abilities. I keep on doing it absent a lot of energy as I believe I can’t be energetic about the exhausting and narcissistic individuals I am near. However, I do it.to take care of for my tabs and to keep my family glad.

    1. Jagoinvestor says:

      Thanks for your comment Vsl Srinidhi Greenage .. Please keep sharing your views like this..


  7. Sunil says:

    Sorry sir , the question is not relevant to the above thread but I will be grateful for any help

    I have made a short term Capital loss of Rs. 50k And long term gain of Rs 1lakh in the same year. Now, as per notified rules the long term gain is exempt up to the limit of 1 lakh. My query is –
    .1. Is it possible for me to claim the exemption on long term capital gains made during this year Of 1 lakh and Not set off the STC loss of this year and carry forward the Same to next year Since I know that I have made STC gain next year Or it is mandatory to set off the short term losses first and claim the exemption on the remaining amount of LTCG.

  8. Vikas says:

    Being your own boss is always better in terms of decision making. Lots of time you can’t take decisions whether it is profitable for a company, just because your senior in job, does not “want” to agree with you for his personal means.
    Doing a job is better only when you have that “decision making” position in company.
    In doing your own business you can take your decisions.

    1. Jagoinvestor says:

      Thanks for sharing that Vikas

  9. Ahmed Sayeed says:

    The article came very timely for me. While working at a 9-5 job for the past 15 years, I was considering quitting my job as it involved frequent visits. Although the salary is good, but it comes at the expense of time spent with family. So I started blogging and launching 6 apps on Playstore a few years ago part time and earning a decent amount of money. Once he starts earning more than my usual job I was thinking of quitting, can you guide me if I’m doing the right thing? I want to spend more time with my family.

    1. Jagoinvestor says:

      You need to make sure that you do not confuse few months of money coming from apps with a “stable income” . You never know when it will dry up!.. Rest I think you are doing great as you have at least tried making extra income!


  10. bennygala says:

    Overall a good post. You’ve nicely figured out the points in favour of the employee. Agree, but still, there are few advantages that you can enjoy only being an entrepreneur.

  11. Sunil says:

    In India, It’s definitely not worth doing the job(at least IT JOB). It will be just like slavery. Every year, all your house rent, power bill, household items prices, kids tuition fee, etc will keep on increasing above 10% but what you get is a peanut increment of 2% or 3% based on company performance. Thankfully there will be a tax on it

    1. Jagoinvestor says:

      Thanks for your comment Sunil .. Job has issues, and so have a business..

      Not all jobs are amazing, and not all jobs are worst. Same for business.


  12. Chandan Dutta says:

    I am regular reader from different blogs of national and international but rarely I read this type of topics which will sure break a myth of so called newcomers in business leaving their job.
    Its first of its kind and worth infinite value for life and is not less than a topic in MBA Classes.

    1. Jagoinvestor says:

      Glad to hear that power-packed appreciation from your Chandan:). Thanks a lot!

  13. sanjeev kumar says:

    Manish, maybe we are in an economic downturn and the businesses are facing the heat. And that heat is making us look at working for others far better. It looks like the post was written in nostalgia. financially it makes sense. But anyone who is interested in leaving is a job has their own BIG reasons why they want to leave.
    They have a lot to sacrifice. They work for others. Their efforts build the company but not them. And they will always remain financially dependent for not being able to leverage on their own efforts.
    If you are talking about Microsoft, Facebook, and Amazon as glorified stories then you are also glorifying Sundar Pichai and Mr. Puri as employees! Not everyone is going to get ESOPS or millions of shares as part of their bonus.

    1. Jagoinvestor says:

      Hi Sanjeev

      My main intention of writing this article was simply to let those people who who are not cut-out for enterpreunel journey that they will miss these 10 points and job is a good enough place if they value these things.

      You are right that nothing will stop someone who wants to really leave the job and start their own journey. I have been there myself and understand what you are saying. While I gave the example of Sundar Pichai and Mr. Puri, even at smaller companies there are key employees who become a very key part of the company due to their contributions and are compensated well enough.

      It’s true that they can forget making millions and huge fortunes. I think I will add this point somewhere so that it gets more balanced. I know the article looks pro-job, but it was not a balanced article anyway. It was to show the benefits side more.

      I can also write a pro-business article sometime.

      I feel each reader is mature enough and smart enough to figure out that a job is mid way path, which gives you lot of small benefits while depriving you of some big things.


  14. Ganesh Kamath says:

    Manish I liked the second part of the article, One can always be an entrepreneur in their job and be super successful. Its my personal experience and close observations on great leaders in few organizations. The benefit is multifold as there are excellent support systems established in organizations.
    While the comparisons can be done in many dimensions, its truly personal decision that how one wants to look at both the options. We need more ‘Not so successful’ stories especially focused on why did one decide to go own and what did not work, this will definitely help people who sit on the border weighing the options.
    Only successes (again subjective) are celebrated as you said and creates an impression that everything in glittering in the entrepreneurial world

    1. Jagoinvestor says:

      Good observation. I was talking to one entrepreneur and we were laughing at the fact that a 10 crore company is not even called a “Success” in the start-up world. We need to celebrate small successes. After all, not everyone will create Facebook or Microsoft.

      While they are super successful and their founders are super amazing, we also have to acknowledge that they were also extremely lucky to reach there.

      Thanks for your comment and quality inputs!


  15. Rohit says:

    Excellent article! The title and the content are relevant. It is a rare but important article those millions of salaried people who always get pressurized by society to “leave their job” and become an “entrepreneur”, even though they are perfectly happy with their job, salary and career growth.

    1. Jagoinvestor says:

      Thanks Rohit

      Glad to know that it helped you and you liked the article!


      1. vasudev says:

        Excellent article. It exposes lot of myths going around on glamour of doing everything on your own, self employed etc etc . Starting your own business depends on your age , your financial strength- an young guy can take all risks as he has less committments and responsibilities – at later stage in life doing something on yoru own makes sense – if you are not worried about making money!!

        1. Jagoinvestor says:

          All I would say is that not everyone is made for job or business. One has to identify what will make sense for the kind of life you want to lead and choose that!


  16. Pradeep says:

    I believe that to be an entrepreneur one must have an idea of what one would like to give to the society. (Money must be at the bottom of the thought). When that idea is born and you add passion and joy THAT YOU WILL DO THIS DAY IN AND DAY OUT. You will forget the pain of going through the hurdles of doing business. Until then stick with JOB.

    1. Jagoinvestor says:


      Thanks for your comment. Truly speaking, when someone starts his/her own business, there is no thought about giving back to society, but its all about us !

      Only when one has a lot of money, the thought of society and giving back comes in. This is obviously not true for everyone!


      1. Manish, slight disagreement here. When one earns a salary by working or one earns a profit by entrepreneurship, that person HAS given back to the society. There is this notion that giving-back-to-society can only be done by charity. In fact, in my personal experience I have seen many times how charity HARMS. I support ‘giving back to society’ by earning-a-profit or salary, rather than involving in a non-profit.

        1. Jagoinvestor says:

          I get your point now Sambaran

          One more thing is that when we do business, it also contributes towards job creation as there is employment generated. So in directly its helping someone and helps in nation building. We need a lot of that in our country where so many people just want to depend on govt for job creation, which is not possible.

          The only answer to that is small entrepreneurs!


  17. The article has come very timely for me. While working in a 9-5 job for the last 15 years, I was contemplating leaving my job as it involved frequent tours. Though the salary is good but it comes at the cost of family time. So I started blogging and launched 6 apps on Playstore couple of years ago as a part time and earning good amount from it. Once it starts earning more than my regular job, I was thinking about leaving it.
    Can you guide if I am doing the right thing? I want to devote more time with my family.

    1. Jagoinvestor says:

      Hi Deepak

      Its not just about your apps generating more income from your job. Its about the consistency with which it can do it. Business income consistency is very important. I would say you can leave your job and go full time into something only when your apps income give you twice the income for 12 months period .

      Also ask your self what will you regret more once you retire or when you are on your death bed – “Earning less” or “Not spending enough time with family”

  18. David says:

    Really nice article. It would be an eye opener for many people who fail to realize that a job at least puts food on your table how much so ever you dislike it.

    1. Jagoinvestor says:

      Thanks for your comment

  19. Ramandeep says:

    Nice to read the other side of story. We often miss out the perks of job and glorify business/start up without looking at the pros and cons of both sides.

  20. hari donz says:

    Didn’t expect such Articles from You Manish. One of the most Third class & waste article I have read in last many years from you I mean since I started follllowing Jagoinvestor.com.

    Very bad you are portraying JOB as GOD in reality its Shit..Naukri..se Naukr hi bane rahogey.


    1. Jagoinvestor says:

      Hi Hari

      The article is written after taking the inputs from many people who were in jobs and then started business. So its an article with real life experiences. May be you personally are not happy in your job and feel that the article is a waste, but there are other readers who have commented otherwise.

      Dont you agree with points mentioned in the article? Can you share why you feel its waste article? What points in the article you feel are exaggerated or give a wrong impression?

      At many points, I have shared the limitations of jobs and also appreciated the good things about business?

      Would like to hear back from you.


  21. Take a bow, Manish. Very nicely articulated article.
    Entrepreneurship is a ‘higher level’ of contribution to wealth-creation and society. But not everyone is cut out to make that contribution. Just wishing does not create an entrepreneur. One needs to have the courage and skill for entrepreneurship. Successful entrepreneurship comes at a ‘cost’ which you have so nicely explained.

    1. Jagoinvestor says:

      Very apt comment from your Sambaran

      You have summarized the essence very well!

      1. Manish, I have followed your blog since inception (~15 years). Through your blog, I learnt how you moved from being a Yahoo employee to an entrepreneur. Through your articles, I could sense the difficulties you possibly faced in your entrepreneurship journey. But you have persisted through all the years. I hope you now have a sustainable business of your own.
        I am also a big fan of your calm-temper. I do not remember you ever reacting harshly despite extreme provocation by angry readers. That is a rarity as well. Your calmness is on display in the comment section of this blog-post as well.
        Once a wise gentleman told me that his community believes in owning one’s house and livelihood. It may be a small house and a low-margin-unglamorous business. But his community believes that one should OWN these two. Boy, I am proud that we Indians have this community amongst us despite they being the butt of many uncharitable jokes.

        1. Nandish Desai says:

          well said. I loved your comment and observation- Nandish

        2. Jagoinvestor says:

          Thanks for your appreciation Sambaran

          I really value it. I love the fact that you are taking so much time to write a long comment. It shows how attached you are to this website and treat its a part of you!


  22. Sharad says:

    Hi Manish – Great article. I believe you have done justice, and maintained the balance till the end of article with both side of the stories.

  23. jazaa says:

    Nice compare between Employee and Entrepreneur

  24. ankush says:

    I do hate my job and i do still continue doing it as i am average person with mediocre skills.
    I continue to do it without much passion as i feel i cannot be passionate about the boring and narcissistic people i am around.
    But i do it….to pay for my bills and to keep my family happy.

    I am developing another skill to become a full time trader and after 8 years now i am in a better profit making position….
    Hope i get to leave my job once the profits exceed my salary and i have suffice trading capital.

    1. Jagoinvestor says:

      I think once you build your skills, you can give it a try!

      However note that “trading” as such is quite risky and very less people are able to make a full time living from that.

      Happy to hear from your side!


  25. Babu Rao says:

    The comfort level of family members and well planned family events serve as a criterion, perhaps, though subsumed partly by items 2 and 7.

    1. Jagoinvestor says:

      You mean those points are already covered in item 2 and 7 right?

    2. Gautam Satpathy says:

      Time = Money

      That is what “Employment” provides. You work X hours, you make X * Y Rupees. You don’t work, you don’t make money.

      And “Y” depends on a lot of factors like education, ability, etc.

      That said, there is absolutely no difference to the “X * Y” equation for a Daily Wage Labourer and a highly educated Doctor or Engineer.

      But you only have a fixed amount of “X” – Time. Which means the only thing you can change is Y, which itself costs more Time, and you guessed it, Money.

      This is the worst article I have seen from you guys! Free Insurance??? That my dear author, is part of your income, your CTC, your X * Y! You are working your backside off to “Earn” that “Free Insurance”.

      If you wish to be respected as a Financial Advisory organization please respect your reader’s intelligence and not give them crap like this!!!

      I have been following you guys since inception and had a lot of hope tgat you would live up to the initial promise you had projected.

      Unfortunately I don’t see that at all. All these years I have been saddened that you, Manish, were not able to do it. Too lower middle class, wage earner mentality I suppose.


      1. Jagoinvestor says:

        Hi Gautam

        Sorry to disappoint you on this.

        The article is written after consulting and making points with more than 10+ people who are into jobs and another 10 people who are currently doing their businesses after leaving their jobs. Some of their sharing are part of the article itself. I asked all of them what do they miss now, which they used to value in their jobs. All their points collectively form this article’s points.

        I would have been very worried if the majority had told me that what I wrote is far from reality. However, out of all the comments I got (which you can read) most of the people feel its quite valuable for them and many are in agreement.

        Are you saying that they don’t know what they are talking about? Not clear why you are so offended on the “free insurance” point. Your point of “you earn it with your hard-earned money” is true for everything like the stability of income, the perks, less headache, office infra etc. Even if EPF and group health cover is part of CTC .. We all know that. We all pay for things in some or the other way.

        Don’t we have space where people can differ in their thoughts and how they view things? Are you saying that I should be writing something which should match your thinking and I cant have another view?

        Apart from that free insurance point, I would like to hear what are your thoughts and views about other points in the article. Are you saying that nothing makes sense? What ever is shared by these 20 people is all imaginary points and they are not true?

        While the article was all about “benefits of jobs” still at various points, I have clearly mentioned the problems with a job and have also appreciated why entrepreneurship has its own advantages. If I do article on “disadvantages of jobs”, I can equally rip off the “job” and make someone feel like its a worthless thing to do.

        I was a bit frozen by the kind of strong language you used, because in past your have commented with very respectful language. I am not sure if your comment was a result of a bad day or because you were in bad mood because of your own job situation or something like that. I am wondering how can an article trigger you so much.

        I can understand that you are in strong disagreement with many points I wrote. I would be happy to read them and see where I have gone wrong and correct myself. The article is quite big and its a touchy topic. I would be happy if you can point out some things where you feel we have gone wrong. I am even ready to again talk to few people whom I originally consultaed with few points you mention and if most of them agree, I would be happy to edit back the article.

        I am open to corrections and misjudgement. Right now not many people who have commented have shared any kind of strong disagreement. But I want to still understand your side.

        I am not commenting back because I am offended or anyting. I just want to genuinly hear your side.


  26. Manas Mali says:

    I work as a salaried employee and feel this article is all about glorifying a Job. As elaborated why business is more challenging we should also discuss about challenges at work. Employees to get nightmares, have to work on weekends and changing job is not always easy.

    1. Jagoinvestor says:

      Thanks for sharing your opinion Manas!

      Well, the focus was to showcase the bright side only and count the blessings, rather than a critical view on jobs.

      Also the point about “glorifying of job” is already mentioned in article and I have shared my opinion on that.

      Do doubt, job has its own challenges. I would like to wait to see what maximum number of people have to say about all these points


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