Choosing Term Insurance Company

POSTED BY Ramesh ON September 16, 2013 5:30 pm COMMENTS (4)

Someone could suggest me which insurance company is better for term insurance, i compared online in which i found two companies TATA AIA and Bharti AXA, please someone suggest mentioned two companies which one is better for term insurance.

4 replies on this article “Choosing Term Insurance Company”

  1. ashalanshu says:

    Dear Ramesh, if you are comfortable with these 2 companies so be it & go ahead.



  2. Gaurav Doshi says:

    Hello Ramesh,

    The key factors what we need to cosider before buying a term insurance plan is:
    1. Claim Settlement Ratio
    2. Solvency Ratio to an extent
    3. What is the term you are looking forward to (30 yrs or 35 yrs depnding on your age)
    4. What is the premium amount

    When I considered buying my terms insurance I shortlisted LIC, ICICI, HDFC and Aviva.
    Finally settled down on Aviva and LIC as both are for 35 years. And till the time you give all the correct information to the company should not be a big issue.

    Thanks, Gaurav

    1. Ramesh says:

      I understand your point, but i have chosen two companies 1. bharti axa 2. tata aia, as comparison with premium because i don’t want to pay big premium for the same features.

      So please suggest in both companies which one is best to buy term insurance for 30 years.


  3. Ramesh says:

    Please someone suggest to buy the term insurance which company is better in TATA AIA and Bharti AXA

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