Home loan transfer

POSTED BY Rahul Kashyap ON November 21, 2012 2:47 pm COMMENTS (2)

Hi Manish,

Thank you for having such an informative blog.

I am holding a home loan from ICICI bank and now want to transfer the loan from ICICI to SBI due to some unhealthy experiences with ICICI.

How easy is it to get my home loan transferred from ICICI to SBI? What are the issues that I will face during this transfer. I am travelling to India for around 2-3 weeks and want to get this sorted before I come back. 

I am also holding a savings account with SBI and am now thinking of opening an NRI account with SBI while I am there. could you please suggest which is the best option, NRE, NRO or FCNR?

Which account with SBI will be the best option to have my home loan transferred and what are the pros and cons.

A prompt reply would be highly appreciated.

Thank you very much.


2 replies on this article “Home loan transfer”

  1. ICICI Bank Care says:

    Hi Rahul,

    We would like to know more regarding your concern. Please send us your contact details at care@icicibank.com and our official will get back to you soon. Kindly refer ‘3767261’ in the subject line.

    ICICI Bank Customer Service Team

  2. Are you clear about the terms and conditions of the preclosure at SBI , like the charges , documentation etc etc . Sort it out before even arriving in India and make sure you take all the documents with you , talk to SBI on customer care for this and be ready !

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