Ideas/Suggestions Needed

POSTED BY Kishorenath ON March 20, 2011 7:16 am COMMENTS (2)

Hello Everyone,


I am just new to this forum. I needed your suggestions and ideas for investment. I do invest in shares but now I want to go in to Mutual funds/ULIP/Endowment plans. Planning to invest 2 laks per annum. Can you guys please tell me where to invest(i mean how much fund in each MF/ULIP/Endowment). It would also be great to know which are the best ULIP and endowment available right now.


Thanks in advance.

2 replies on this article “Ideas/Suggestions Needed”

  1. Kishorenath says:

    Hello Manish,

    Thanks for ur response.

    I am 24 and a NRI. I love to invest in stocks. I did so but its difficult to watch market because of time difference and lack of recommendation.

    I dont have any personal life insurance. I just have a NRI housing loan from HDFC bank(which comes with the insurance for that particular loan amount) . May be after 5 or 10 years, i want to settle in India. So I want to invest which will help me when I get back home.

    So can you suggest where I should invest- Whether mutual finds. ULIP,Endowment plan. When I check kotak,HDFC,Aviva they have lot of plans but dono what to choose. I have trading account with Sharekhan(with KYC) so I can invest in mutual funds. But not sure about the fund to choose.

    I can go for aggressive funds with Risk( short as well long time). Thanks in advance.

  2. KishoreNath

    The first thing which we do in these cases is to start from the “goals” . So tell me which are your financial goals , one you decide the destination , we can show you the ticket coutnter and then you can buy your ticket and choose you path !


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