POSTED BY Mehul Sharma ON June 12, 2013 7:07 pm COMMENTS (4)

I got Aviva ilife 50 Lac cover, can you please suggest best LIC policy. As a wise suggestion I got is to have two policies one may 50 lac cover other may 10 lac cover. So please suggest me another policy I would prefer LIC.

4 replies on this article “Insurance”

  1. Mehul Sharma says:

    that’s great I came to know its near 100 L. so possibly getting another 50L from hdfc seems good.

  2. Mehul Sharma says:

    thanks for reply,wise suggestion I was talking was having two policies at first place irrespective of 50: 10 or 50:50, anyways then I may opt for another term plan. choosing 50L was reason coz it doesn’t need any medical and was very simply got done. like some other term plans provide same way of without medical. then what other option available for 50L w/o medical with cheap premium.

    1. Mehul, find out how much insurance you need taking into account your personal situation and buy a cover for remaining amt from another online insurer like HDFC click2protect or anyone else you are comfortable with.

      You could see if this is of use to you

  3. Which term policy in LIC provides 10L cover: Anmol Jeevan.

    The question you should really be asking is: Is a 60 lakh cover enough?
    If you have taken a single 60L cover from AVIVA the premium might have been cheaper.

    If you want to split a 1 crore policy 50:50 I can understand.

    This 50L:10L idea make no sense. You might want to reconsider calling that suggestion as ‘wise’.

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